Bandhan Bank reported a 9% year-on-year growth in total business for the second quarter of FY26, taking its business size to ₹2.98 lakh crore. Total deposits rose 11% to ₹1.58 lakh crore, with retail deposits accounting for nearly 71%. The bank’s loan book expanded by 7% YoY to ₹1.40 lakh crore. Its Capital Adequacy Ratio stood at a strong 18.6%, while CASA ratio was recorded at 28%. The bank now serves over 3.23 crore customers through a network of more than 6,350 outlets across 35 states and Union Territories, supported by a workforce of over 73,500 employees. Bandhan Bank stated that the growth was driven by network expansion, operational efficiencies, and favourable market conditions.
Agartala is seeing a strong banking activity amid rising financial inclusion in the region. Traders and small business owners say Bandhan Bank’s growing retail push and tech-driven services are boosting confidence among first-time borrowers and depositors in Tripura’s capital, contributing to improved liquidity and business momentum ahead of the festive season.
MD & CEO Partha Pratim Sengupta said the bank is in a “transitional phase” focusing on diversifying its asset base and strengthening its retail portfolio. “We aim to drive balanced profitable growth and long-term value creation,” he added. The bank continues to prioritise digitisation to enhance customer experience and productivity.
