The Government of Tripura has authorized HDFC ERGO General Insurance Company to implement the Pradhan Mantri Fasal Bima Yojana (PMFBY) for loanee and non-loanee farmers for the Kharif season 2023 in the districts of Dhalai, Gomati, Khowai, South Tripura, Sepahijala, West Tripura, Unakoti and North Tripura.
Pradhan Mantri Fasal Bima Yojana insures farmers against any losses in crop yield arising out of a wide range of external risks such as draught, floods, dry spells, landslides, cyclones, hurricanes, hailstorms, inundations, pests, diseases and others. To determine the loss in the yield, the State government will conduct Crop Cutting Experiments (CCEs). In case the yield data, based on CCEs conducted, concludes to be low then the farmers will be considered to have suffered a shortfall in their yield for which the claims will be payable to the farmers. The scheme will be implemented for the Aush Paddy and Aman Paddy crops. The details of the insurance cover will be available on the website of the Department of Agriculture.
The PMFBY scheme provides insurance cover for all stages of the crop cycle. Farmers from the said districts can reach out to their respective banks, Common Service Centres (CSCs) in their district or contact the authorized HDFC ERGO agents to obtain the insurance cover under the PMFBY scheme for Aush Paddy and Aman Paddy crops.
