Non-banking financial company Bajaj Finance Ltd continued its winning streak for the fourth consecutive trading session on Tuesday, September 2, 2025.
On the National Stock Exchange (NSE), the stock opened at ₹895, higher than its previous close of ₹889.35. The stock then hit an intraday high of ₹899.55.
As of 2:03 pm, shares of Bajaj Finance Ltd were trading 0.10% lower at ₹888.40. The company’s market capitalisation as of September 2 was ₹5,52,774.18 crore.
In the last four days, Bajaj Finance shares have gained 1.71%. On a monthly basis too, the stock has gained 0.34%. So far in 2025, it has grown by over 28.09%. On the business front, the company said it is integrating artificial intelligence across all its operations. The management reiterated its credit cost estimate and projected it to remain in the range of 1.85% to 1.95%. The company also expects the repo rate cut to lead to an improvement in net interest margin (NIM) by about 10 basis points from current levels during this year, giving a significant boost to profitability.
To avoid potential asset-quality pressure, Bajaj Finance has started reducing growth in its small and medium-sized enterprises (SME) financing portfolio. The company said the move is aimed at managing risk while it continues to implement efficiency measures across all its offerings.
The stock hit its 52-week high of ₹978.80 on June 9, 2025 and its 52-week low of ₹645.10 on June 4, 2024.
Bajaj Finance Q1 Results:
Bajaj Finance reported a consolidated net profit of ₹4,700 crore in the first quarter of the current financial year (Q1FY26), up 20% from ₹3,912 crore in the same period last year. Its net interest income, which is the difference between interest earned and interest spent, grew 22% to ₹10,227 crore in Q1 from ₹8,365 crore in the same period a year ago.
Bajaj Finance’s fee and commission income stood at ₹1,784 crore, up 17% from ₹1,524 crore in the same period last year. The Pune-based company’s assets under management (AUM) grew 25% to ₹4,41,450 crore in Q1 and assets under finance grew 24% to ₹4,32,458 crore.
Loan losses and provisions rose 26% to ₹2,120 crore in Q1 FY26 from ₹1,685 crore in Q1 FY25. The number of new loans booked in the June quarter stood at 13.49 million as compared to 10.97 million in Q1 FY25, a growth of 23%. Customer franchise stood at 106.51 million, as against 88.11 million in the same period a year ago.
