Bandhan Bank FY26 business crosses Rs 3.2 lakh crore mark, profit stands at Rs 1,224 crore

Bandhan Bank on April 28 announced that its total business for the financial year 2025-26 grew by more than 11 per cent year-on-year to cross Rs 3.2 lakh crore, driven by expansion in its distribution network, improved operational efficiency, and growth across key business segments. According to the bank, its total loan book increased by 12.6 per cent year-on-year to Rs 1.54 lakh crore, while total deposits rose 10 per cent to Rs 1.66 lakh crore during the period. The share of retail deposits to total deposits stood at nearly 74 per cent, while the Current Account and Savings Account (CASA) ratio was recorded at 29.3 per cent. The bank reported a profit of Rs 1,224 crore for FY26 and maintained a Capital Adequacy Ratio (CAR) of 18 per cent, remaining well above the regulatory requirement.

The bank currently serves around 3.2 crore customers through more than 6,350 banking outlets spread across 35 states and Union Territories, supported by a workforce of over 75,000 employees. Speaking on the performance, Managing Director and Chief Executive Officer Partha Pratim Sengupta said the bank would continue focusing on customer-centric and digital-led growth while expanding its product offerings and strengthening data-driven operations.

In Agartala, banking and retail finance activity in the city has been witnessing gradual growth amid rising consumer demand and increasing adoption of digital banking services. Industry observers believe Bandhan Bank’s focus on retail deposits and expansion of customer-centric banking solutions could further strengthen its presence in Agartala and other parts of Tripura, particularly among small businesses and retail borrowers seeking accessible financial services.

By Business Bureau